This Privacy Policy describes how Lazy Trader AI (“we”, “us”, “our”) collects, uses, shares, and protects information about you when you use our mobile app, website, and related services (the “Service”).

By using the Service, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

Information you provide

Account information. Email address, password (stored hashed), display name, optional profile details.
Communications. Messages you send to support, survey responses, feedback.
Payment information. If you purchase a subscription, payment is processed by the applicable app store (Apple, Google) or our payment processor. We do not store full card numbers on our servers.

Information collected automatically

Usage data. Watchlists, alerts you create, tickers viewed, features used, in-app actions.
Device and technical data. Device type, operating system version, app version, IP address, language and locale, time zone, crash reports, performance metrics.
Push notification tokens. Required to deliver alerts to your device.
Cookies and similar technologies on the website (see Section 7).
Approximate location derived from IP address. We do not collect precise GPS location.

Information from third parties

App stores. Apple App Store and Google Play may share aggregated install and engagement metrics with us.
Authentication providers. If you sign in with Apple, Google, or another identity provider, we receive the basic profile information you authorize.
Market data providers. We ingest market data, news, and filings from licensed providers — this is data about markets and securities, not about you.

2. How We Use Information

We use the information we collect to:

Provide, operate, and maintain the Service.
Deliver alerts and notifications you have configured.
Personalize content, watchlists, and suggested features.
Process payments and manage subscriptions.
Respond to support requests and communicate about your account.
Improve the Service, including measuring performance, fixing bugs, and developing new features.
Detect, prevent, and address fraud, abuse, and security incidents.
Comply with legal obligations and enforce our Terms of Service.
Train and improve our AI models in aggregated or de-identified form.

3. Legal Bases (EEA and UK Users)

If you are in the European Economic Area or the United Kingdom, we process your personal data on the following legal bases:

Contract — to provide the Service you have requested.
Legitimate interests — to improve the Service, ensure security, and communicate with you about your account.
Consent — for optional features like marketing communications, where required by law.
Legal obligation — to comply with applicable laws.

We do not sell your personal information. We share it only in the following limited circumstances:

Service providers. Hosting, analytics, push notifications, payment processing, customer support, and email delivery. These providers process data on our behalf under written contracts.
App stores and platforms. Apple and Google receive information necessary to deliver the app, process payments, and apply their platform policies.
Legal and safety. When required by law, subpoena, court order, or to protect the rights, property, or safety of our users or the public.
Business transfers. In connection with a merger, acquisition, financing, or sale of assets, subject to standard confidentiality protections.
With your consent. For any other purpose disclosed to you when we collect the information.

5. Data Retention

We retain personal information for as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce our agreements. When information is no longer needed, we delete or anonymize it according to our retention policies.

You can delete your account at any time by contacting support@lazytraderai.com or via in-app account settings. We may retain certain information after account deletion for legitimate business or legal purposes (for example, transaction records, fraud-prevention logs).

6. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal information:

Access — request a copy of the data we hold about you.
Correction — request that we correct inaccurate or incomplete data.
Deletion — request that we delete your data, subject to legal and business retention requirements.
Portability — receive your data in a structured, machine-readable format.
Objection — object to or restrict certain processing.
Withdraw consent — where we rely on consent, you may withdraw it at any time.

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know, delete, and opt out of any sale of personal information. We do not sell personal information.

To exercise any of these rights, contact support@lazytraderai.com. We will respond within the timeframe required by applicable law.

7. Cookies and Tracking

Our website uses cookies and similar technologies for:

Strictly necessary — keeping you signed in and remembering your preferences.
Analytics — understanding how people use the Service so we can improve it.
Performance — measuring page load and feature responsiveness.

You can control cookies through your browser settings. Disabling certain cookies may affect functionality. Our mobile app does not use browser cookies but does use equivalent on-device identifiers for analytics, which you can reset via your device settings.

8. Children

The Service is not directed to children under 18. We do not knowingly collect personal information from children under 18. If you believe a child has provided us with personal information, please contact us and we will delete the information promptly.

9. Security

We use industry-standard administrative, technical, and physical safeguards to protect your information, including encryption in transit (TLS), encryption at rest where applicable, access controls, and routine security testing. No system is perfectly secure, however, and we cannot guarantee the absolute security of your information.

If you suspect unauthorized access to your account, contact us immediately at support@lazytraderai.com.

10. International Data Transfers

We are based in the United States and may process your information in the United States and other countries where our service providers operate. These countries may have different data-protection laws than your country of residence. Where required, we rely on appropriate safeguards such as Standard Contractual Clauses to protect cross-border transfers of personal data.

11. Third-Party Links and Services

The Service may contain links to third-party websites, brokers, app store pages, or services that we do not control. This Privacy Policy does not apply to those third parties. We encourage you to review the privacy policies of any third-party service before providing your information.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated policy here and, where the changes are material, provide additional notice (in-app banner, email, or other reasonable means). The “Last updated” date at the top of this page indicates when the policy was last revised.

13. Contact

Questions, requests, or complaints? Contact us at support@lazytraderai.com.

EEA / UK users may also have the right to lodge a complaint with a supervisory authority in your country of residence.

This Privacy Policy is a general template. Before launching commercially, please have it reviewed by qualified legal counsel familiar with the privacy and data-protection laws in the jurisdictions where you operate (including GDPR, CCPA/CPRA, COPPA, and applicable financial-services privacy rules).

Privacy Policy